Benefits of Pre-paid plans

It can be difficult to think about arranging your own funeral and that is completely natural. There is however, certain satisfaction gained from putting your affairs in order and reflecting on the most appropriate arrangements.

Pre-planning your funeral is one of the most considerate things you can do for your family and friends you are leaving behind. Not only will it offer them the peace of mind that everything has been taken care of at a difficult time but it will also allow you to choose the funeral that fulfils your wishes.

In addition, by pre-paying through Desmond L Bannons Funeral Directors, you are fixing the price of your funeral at today’s cost, we will never add additional charges at a later date.

  • Funeral costs are increasing on average by a massive 80% every decade
  • Funeral poverty is on the increase with one in five people struggling to meet funeral expenses
  • Protect your loved ones from the financial burden of paying for your funeral
  • Pay at today’s prices and protect against rising future costs
  • Choose the funeral that suits your wishes, whilst relieving your family of the burden
  • Easy, flexible payment options
  • A Will can be included in your plan

If you want to benefit from fixing your funeral costs, then call one of our team today, who will be happy to guide you through the process.

At Desmond L Bannons Funeral Directors clients can pre-arrange their funerals. This means that you can sit with a member of our team and discuss your required funeral arrangements, without an upfront payment, should you prefer. We record your wishes, explain the current cost and then send you a typed confirmation of our meeting and what you have decided. We hold an additional copy on file.

This allows you the peace of mind that your wishes are fully recorded with us, your chosen funeral directors, but will not secure the cost of your funeral at today’s rate.

We understand that choice is important, so once you have made the decision to purchase a funeral plan from us, a member of our team will be happy to sit with you in the comfort of your own home or at our comfortable office.

We will take you through every detail, including:

  • Style of funeral and location
  • Service type – religious/non-religious
  • Coffin selection
  • Transport requirements
  • Flower preferences
  • Order of service
  • Music & hymns
  • Memorial stones
  • Any additional extras such as Will writing

Total cost of a prepaid funeral plan for cremation, from as little as £1593.00

When you purchase a funeral plan directly with us, you have the reassurance that your money is protected. You select how you wish to pay and, depending on your choice, your money is paid into the Golden Charter Trust or one of the UK’s leading life assurance companies. The Golden Charter Trust is a separate entity, run by an independent board of trustees, whose sole purpose is to manage the trust’s funds.



With a Funeral Plan from Desmond L Bannon & Sons Funeral Directors you guarantee to pay no more for our services and you get the chance to personalise the arrangements to reflect your wishes. All our plans are held in trust with Golden Charter, the UK’s largest independent funeral plan provider.


The cost of funerals is rising every year and has nearly doubled over the last 8 years. If this sort of increase continues then investing in your funeral today, we believe will be a very valuable decision.


We Cater for all requirements, arranging the details of the funeral, from the practical elements, such as coffin, hearse, limousines to the church or crematorium, along with obituary notices, flowers, reception, catering, service sheets, music requirements and any other requests that make the funeral the personal tribute that it deserves to be.

We donate £25 from every Pre-Paid funeral to the Royal British Legion

Start Your Pre-Planning today

Contact one of our homes to find out more details on our plans we can offer.